Lockdown Union Bank Emergency loan/ instant personal loan/loan apply online india/#unionbankloan

Union Bank is a commercial bank, specializing in personal and small business banking solutions, investment, wealth management, and corporate banking services.

Take advantage of the Union Bank Online Banking platform to perform everyday banking tasks like: View balances and account activity. 

Transfer and wire money. Pay bills. Set up account alerts to monitor activity. Ensure your personal contact information is always up-to-date. Replace and activate your ATM/ Debit card.

Union Bank will disburse the funds to you and/or your creditors within 24 hours of your accepting the loan. For debt consolidation loans, your creditors will receive their designated funds for payment on your account in 3-5 business days.

Loans subject to credit and collateral approval. Not all loan programs are available in all states for all loan amounts. Restrictions may apply. Terms and conditions subject to change. A nonrefundable rupees 550 application fee is required. 


To meet personal expenses such as marriage, purchase of consumer durables, travel, holiday, etc.


Personal loans can be used to help cover most any personal expense, including but not limited to: consolidation of non-Union Bank credit card balances, home improvements, weddings and much more. Loan proceeds cannot be used for any illegal purpose (including gambling activities); or allocated toward obligations you owe to Union Bank; 

The loan under the scheme is divided into two categories. Eligibility norms for both the category are as under:

Scheme A (tie-up)

Permanent/confirmed employees of reputed Pvt. institutes/organizations in India

Applicant may or may not maintain salary account with union bank.

Minimum monthly gross salary of Rs.15000 p.m. (Rs.20,000/- for Delhi, Mumbai, Kolkata, Chennai, Bengaluru, Ahmedabad & Pune).

Scheme B (Non-tie-up)

Permanent/confirmed employees of reputed private institutes/ organizations in India**

The applicant should be customer of the bank for at least 6 months prior to applying for loan.

Applicant should necessarily maintain salary account with union bank.

Minimum monthly gross salary of Rs.15000 p.m. (Rs.20,000/- for Delhi, Mumbai, Kolkata, Chennai, Bengaluru, Ahmedabad & Pune).

Also read, Instant Loan upto 1 lakh , Student Loan, Low salary Loan, Medical loan


Minimum Amount – No limit

Maximum quantum Scheme A (tie-up):

Rs.15.00 Lakh.

Maximum quantum Scheme B (tie-up):

New/first time borrower – Rs.5.00 lakh

Existing borrower with a satisfactory repayment record of 2 years – Rs.15.00 lakh

Nature Of Loan

Term Loan


Minimum – 18 years.

Maximum – One year prior to retirement age.




Please click here to know our latest interest rates.


The maximum repayment period will be Five years (60 months) subject to the condition that repayment should be co-terminus with retirement.


No moratorium period is allowed. The repayment shall commence from succeeding month of first disbursement of loan.


No security, subject to the condition that Spouse of the applicant must join as co-applicant.


In case borrower is single/widow/divorcee, then personal guarantee of one of the co-employee with sufficient means.

Personal loan salaried EMI calculator

Please click here for EMI Calculator

Contact union bank nearest Branch for more details

Visit the latest Click here for apply online loan

Also read, sbi mudra loan 50000 online apply/mudra loan online apply in Telugu 2022/e mudra loan apply online

Also Read, Top 8 Government Job Vacancy in April 2022 | Latest Govt Jobs 2022 / Sarkari Naukri 2022